Prequal standards
The availability of financing for a property varies upon its condition and terms of the
sale.
The purpose of the prequalification goes beyond just the financial ability of the Buyer.
It should encompass the condition of the individual property, and tie in to the terms of the offer that is made.
Without this proper and often over-looked preparation, you may not be able to complete the offer you intend to make.
DO NOT SUBMIT a form prequalification letter that consists of merely a credit score and dollar amount.
Your pre-qual letter must include the address of the property, a statement that the property is in condition that is lendable under the program your lender proposes.
It would be prudent for you to have your knowledgeable loan officer or their appraiser physically visit the property in question prior to their submission of the pre-qual letter to us.
Credits
This lowers the net dollars of your offer, the only figure considered in weighing offers. Any amount over the dollar specified here, will be the Buyer's cost
to complete.
**By clicking on the "Proceed to Offer Submission Form" link below, you are aware and agree that Hawaii Real Estate Professionals/Ascend Properties LLC represents the Seller and will treat you as a Customer.
You also agree that you will be communicating directly with us and will not bring another Agent or Broker into the transaction from this point forward.
If your intent is to have an agent represent you, please do not move forward and please have your agent prepare your offer and submit it to us via email or fax.
Proceed to Offer Submission Form